PANAMA MADE SIMPLE

Find Your Path to Residency in Panama.

Explore your options and get personal support with your documents, application and next steps.

Panama-based since 2015 | English, Spanish & Arabic

10+ Years In Panama

Real experience. Real relationships.

2 business Days

Temporary residency card for prepared cases.

Licensed Legal Partners

Applications coordinated with professionals.

Multilingual Support

English, Spanish and Arabic.

*For clients with complete, valid and properly authenticated documentation. Final residency approval is a separate government process and depends on the category.

Compare Residency & Visa Options

Choose an option to learn more, or let our team help you find a starting point.

Friendly Nations

Eligible nationality + a qualifying employment or investment basis.

Qualified Investor

Permanent residency through a qualifying investment. Property from US$300,000.

Pensionado

A lifetime-pension route. Standard minimum: US$1,000 per month.

Remote Worker

Overseas remote work. At least US$36,000 a year in foreign-source income.

A PERSONAL REVIEW, NOT AN AUTOMATED VISA DECISION

Find Your Best Panama Option

Tell us about your nationality and plans. Our team will review your information and explain the options worth exploring.

Nationality

Main goal:

Timeline

Who needs assistance

Financial profile

You can also speak directly with our team on WhatsApp.

RESIDENCY THROUGH AN ELIGIBLE NATIONALITY

Friendly Nations

A qualifying employment or investment connection to Panama.

Who it suits

Citizens of eligible countries seeking a longer-term base in Panama. Nationality alone is not sufficient.

THREE ALTERNATIVE QUALIFYING BASES

Employment

Qualifying local employment

Employer evidence and the required work-permit process.

US$200,000

Real estate

Qualifying property. Local bank financing is permitted.

US$200,000

Fixed-term deposit

Unencumbered bank deposit with at least a three-year term.

RESIDENCY PROCESS

Two years of provisional residency, followed by an application for permanent residency subject to the requirements.

HOW ASKPANAMA HELPS

Nationality and pathway review, document preparation and application coordination with licensed legal partners.

Employment and work authorization need separate review.

Source 1: Servicio Nacional de Migracion – Decree 226 of 2021 and the Friendly Nations checklist | Research checked 7 October 2026.

PERMANENT RESIDENCY THROUGH INVESTMENT

Qualified Investor

Review your investment and residency requirements before committing funds.

Who it suits

Investors with the capital available to make and maintain a qualifying investment funded from abroad.

CHOOSE ONE QUALIFYING INVESTMENT ROUTE

US$300,000

Real estate

A qualifying property investment in Panama.

US$500,000

Securities

The authorized securities-investment route.

US$750,000

Bank deposit

A qualifying fixed-term deposit.

KEY CONDITIONS

Direct application for permanent residency. Maintain the investment for five years and provide annual evidence. Visit Panama at least once every two years to maintain residency.

HOW ASKPANAMA HELPS

We coordinate investment-document review with licensed professionals. For property, we can assist with searches and independent title and contract checks.

Source 2: MICI – Programa de Inversionista Calificado | Research checked 7 October 2026.

These amounts are qualifying investment minimums. They do not include government charges, legal fees, transaction costs or AskPanama services.

A HOME IN PANAMA FOR QUALIFYING PENSION RECIPIENTS

Pensionado

A residency pathway based on documented lifetime pension income.

Who it suits

People receiving a qualifying pension granted for life by a foreign government, international organization or private company.

US$1,000 / mo

Standard lifetime pension

The usual monthly pension minimum.

+ US$250 / mo

Each dependent

Additional financial support; evidence must meet the rules.

SPECIAL CASES

A lifetime pension of at least US$750 a month may qualify if the applicant personally owns Panama property valued above US$100,000. Spouses may combine qualifying pensions to meet the US$1,000 minimum.

RESIDENCY AND DEPENDENTS

The principal applicant’s approved permit is indefinite and does not require renewal. Dependent children have separate conditions and do not automatically receive indefinite Pensionado status.

Source 3: Servicio Nacional de Migracion – Jubilado Pensionado official checklist | Research checked 7 October 2026.

SHORT-STAY VISA FOR OVERSEAS REMOTE WORK

Remote Worker

Keep your overseas work while experiencing life in Panama.

Who it suits

Qualifying overseas employees and self-employed professionals whose work serves overseas businesses or clients and whose income comes from abroad.

US$36,000 / yr

Foreign-source income

Employer evidence must show at least US$3,000 a month.

9 + 9 months

Length of stay

Nine months, renewable once for the same period if requirements are met.

MAIN SUPPORTING EVIDENCE

Overseas work and income evidence; medical insurance covering Panama throughout the stay; passport, criminal record and other application documents.

HOW ASKPANAMA HELPS

Work-document review, application coordination and practical support for your stay.

IMPORTANT DISTINCTION

This is a non-resident, short-stay visa. It does not automatically lead to permanent
residency or authorize local-market employment or services.

Source 4: Servicio Nacional de Migracion – Remote Worker checklist and Decree 198 of 2021 | Research checked 7 October 2026.

Document Preparation

Prepare With Confidence

Your exact checklist depends on your pathway and circumstances. We explain what to gather, authenticate and translate.

Valid passport

Copies and validity checked for your case.

Pathway-specific evidence

Pension, employment, income or investment documents.

Authentication and translations

Apostille or legalization; authorized Spanish translations where required.

Criminal-record certificate

Correct issuing authority and authentication.

Family certificates, if applicable

Marriage, birth and dependent documentation.

Application documents

Health certificate, photos, forms and legal representation as required.

Your Panama journey in 5 simple steps

A clear process. A smoother experience.

1
Share your goals

We review your nationality, plans and timing.

2
Prepare documents

Receive a personalized checklist.

3
Coordinate legal work

Licensed professionals handle the legal application.

4
Submit and follow up

Track the case and the required next steps.

5
Plan your setup

Coordinate arrival and optional relocation support.

CLEAR ANSWERS BEFORE YOU START

Frequently Asked Questions

Quick answers to common questions.

How quickly can I receive a temporary residency card?

Our clients with complete, valid and properly authenticated documentation have received their temporary card in two business days. Preparation and final residency approval are separate stages; timing depends on the case and government processing.

Can my spouse or children be included?

Some pathways permit eligible dependents. Their documents, financial requirements and status must be checked separately.

What should I prepare before traveling?

Start with a pathway-specific checklist. Ask us about the correct criminal record, pension or investment evidence and any authentication or translation needed.

Which pathway may suit me?

It depends on nationality, income source, investment plans and circumstances. Send a short inquiry so our team can review your starting point.

Can I work in Panama?

Work rights depend on the category and activity. Do not assume a residency permit automatically authorizes employment.

Are the amounts shown your service fees?

No. They are qualifying income or investment requirements. Government charges, legal fees and our services are separate and quoted privately.

Ready to Explore Your Options?

Tell us your plans. Our Panama-based team will explain the next steps.