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Website Terms of Use

Last updated: October 19, 2026
These Website Terms of Use govern your access to and use of the AskPanama website. By accessing or using this website, you agree to these terms. If you do not agree, please discontinue use of the website.
1. About AskPanama
AskPanama is a brand operated by TOP G INTERNATIONAL, S.A, RUC 155718027-2-2022 DV 0. AskPanama provides practical guidance and coordination relating to residency, business formation, banking preparation, real estate, relocation, concierge services and living in Panama. AskPanama is not a government authority, bank or law firm. Regulated legal, accounting, banking and other professional services are performed or reviewed by the appropriate independent licensed professionals or institutions.
2. General Information Only

Website content is provided for general educational and informational purposes. It does not constitute personalized legal, immigration, tax, financial, banking, investment or real-estate advice.

Requirements, government procedures, investment amounts, processing times and professional practices may change. Information must be reviewed against the visitor’s individual circumstances before any decision is made.

3. No Professional or Client Relationship Created

Visiting the website, using a questionnaire, sending a form or communicating through WhatsApp does not automatically create a client, lawyer-client, adviser-client or other professional relationship.

A service relationship begins only when the scope, responsibilities and applicable terms have been confirmed in writing by the relevant parties.

4. No Guarantee of Eligibility or Results

Submitting information or using the website does not guarantee:

  • Residency or visa eligibility.
  • Acceptance or approval by a government authority.
  • A bank account or financial-service approval.
  • The availability, condition or suitability of a property.
  • A particular business, investment or financial result.
  • Completion within a specific period.
  • Recovery of funds or resolution of a dispute.

Any timing or result described on the website reflects the stated circumstances and does not constitute a guarantee. Final decisions and processing times remain under the control of the relevant authorities, institutions or independent professionals.

5. Services and Private Proposals

AskPanama does not publish standard service prices because each request may involve different circumstances, applicants, documents and third-party services.

Before paid work begins, the applicable proposal or service agreement should explain the services included, responsibilities of each party, AskPanama’s fees, known government or third-party costs, payment terms and important exclusions or limitations.

If these Website Terms conflict with a signed service agreement, the signed agreement will govern the specific service.

6. Independent Professionals and Third Parties

AskPanama may coordinate or introduce clients to independent lawyers, accountants, real-estate professionals, banks, transportation providers and other service providers.

Each independent professional or organization remains responsible for its own advice, decisions, services, licences, fees and professional obligations. Banks, government authorities and other third parties make their own independent decisions. AskPanama cannot control or guarantee those decisions.

7. Your Responsibilities

When using the website or requesting services, you agree to:

  • Provide accurate and complete information.
  • Disclose relevant facts that may affect the requested service.
  • Review documents before signing or submitting them.
  • Provide valid documents within the required time.
  • Follow lawful instructions from the relevant licensed professional.
  • Avoid submitting false, altered or misleading information.
  • Inform us promptly when your circumstances or contact details change.

You remain responsible for your personal, legal, financial and investment decisions.

8. Website Accuracy and Availability

We make reasonable efforts to keep website information useful and current. However, we do not guarantee that every page will always be complete, error-free or immediately updated following a change in law, government procedure or third-party requirements.

We may update, suspend, remove or replace website content without prior notice. The website may occasionally be unavailable because of maintenance, technical problems or circumstances outside our control.

9. Property and Investment Information

Property descriptions, photographs, availability and other information may be supplied by owners, agents, developers or third-party platforms.

Availability and conditions must be independently confirmed. Appropriate title, ownership, contract, financial and legal checks should be completed before signing an agreement, paying a deposit or transferring funds.

Website content must not be treated as a guarantee of value, investment performance, rental return or suitability.

10. Testimonials

Testimonials describe the experiences of individual clients and do not guarantee that another person will receive the same result, timing or experience.

Testimonials are published with appropriate client approval. Public-review excerpts may be shortened only when clearly presented as excerpts, without materially changing the client’s meaning.

11. Acceptable Website Use

You may not:

  • Use the website for unlawful, fraudulent or abusive purposes.
  • Attempt unauthorized access to the website or its systems.
  • Submit malicious code, spam or misleading information.
  • Copy or republish substantial website content without permission.
  • Interfere with the website’s security or normal operation.
  • Impersonate another person or misrepresent your identity.
12. Intellectual Property

Unless otherwise stated, the AskPanama name, branding, website design, written content, graphics and original materials are owned by or licensed to AskPanama.

You may view and print reasonable portions for personal, non-commercial use. No other reproduction, modification, publication or commercial use is permitted without written authorization.

13. External Links

The website may link to WhatsApp, Instagram, Google Maps, government websites and other third-party services. These links are provided for convenience. AskPanama does not control and is not responsible for third-party content, availability, privacy practices or security.

14. Limitation of Liability

To the maximum extent permitted by applicable law, AskPanama will not be liable for indirect, incidental or consequential losses arising solely from reliance on general website information without an individual review; decisions made by authorities, banks or independent third parties; third-party websites or services; website interruptions; or inaccurate information supplied by a visitor or third party.

Nothing in these Terms excludes any responsibility that cannot legally be excluded under applicable law.

15. Privacy
Personal information submitted through the website is handled according to the AskPanama Privacy Policy.
16. Governing Law
These Website Terms are governed by the laws of the Republic of Panama. Any dispute relating specifically to use of this website will be subject to the competent authorities and courts of Panama, unless a separate written service agreement provides another lawful process.
17. Changes to These Terms
We may update these Terms when the website, services or applicable requirements change. The updated version will be published on this page with a revised Last updated date. Continued use of the website after publication means that the updated terms apply to subsequent use.
18. Contact

Questions about these Website Terms may be sent to:

AskPanama / TOP G INTERNATIONAL, S.A
Email: info@askpanama.com
WhatsApp: +507 6933-3333
Address: Megapolis Outlets, 3rd Floor, Office number 316, Ave Balboa, Panama City, Republic of Panama